2025 Cola Increase Estimate Calculator. When multiplied by 3.2% or 0.032%, the estimated cola, you can expect a monthly benefit in 2025 of about $1,880 — a $58 increase. Learn how your benefits are.

Social security cola rates are expected to rise even more in 2025 after the latest august cpi data was released. For instance, if your monthly payment is $1,840, the current average payment for retired workers according to the ssa’s monthly snapshot in august.